It is not as bad as it seems. There may be doomsday sayers out there claiming the world as we know it has come to an end because of the so called economic crisis. The lie in this whole thing is that if the world economy is having an issue and adjusting to new truths, then you are also in peril.
The problem with that argument is that everyone in the world lives above their means. If you are earning exorbitant fees as you quote life insurance rates, you may be complaining since you will not be able to quote the same fees again. However, if you were living way below your means, you may not even notice that the price of gas has gone up. You were using a bicycle to work, why would you care about oil prices?
It’s all in the mind this so called crisis. Live below your means and you might never notice that the world economy may be in a recession.