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	<title>capbn.com</title>
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	<link>http://capbn.com</link>
	<description>personal finance blog</description>
	<lastBuildDate>Mon, 23 Aug 2010 15:26:45 +0000</lastBuildDate>
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		<title>Taking the Day Off in the Movies</title>
		<link>http://capbn.com/taking-the-day-off-in-the-movies.html</link>
		<comments>http://capbn.com/taking-the-day-off-in-the-movies.html#comments</comments>
		<pubDate>Mon, 23 Aug 2010 15:14:48 +0000</pubDate>
		<dc:creator>tony</dc:creator>
				<category><![CDATA[My rants]]></category>

		<guid isPermaLink="false">http://capbn.com/?p=560</guid>
		<description><![CDATA[I got tired of writing some articles for a client and decided to just let go. You can imagine writing some 20 netbook reviews in a day can really be a hassle. Not afraid of the concequences, I headed out to the town. I love Arlington more than Boston so just took a ride on [...]]]></description>
			<content:encoded><![CDATA[<p>I got tired of writing some articles for a client and decided to just let go. You can imagine writing some 20 <a href="http://reviews.thesource.ca/9026/43117/category.htm">netbook reviews</a> in a day can really be a hassle.</p>
<p>Not afraid of the concequences, I headed out to the town. I love Arlington more than Boston so just took a ride on Route 95 in my car. Of course I could not forget the dog and the kids. Getting to the Route 1 junction, I decided to head to the mall. Actually I wasn&#8217;t the one with the idea. My kids wanted to feel great walking around the mall doing absolutely nothing. At least that&#8217;s what they said. I am very sure all they wanted was Daddy buying another netbook or laptop.</p>
<p>I decided that I would rather not walk doing nothing. It is not healthy. I decided to go to the movies and watch Stallone in his new movie. Why stallone? Well, I&#8217;m getting a bit older now and I would rather watch people I know. Watching young girls pretending to be commandos is really not my cup of tea. But heck, I bit of Stallone and the other oldies in the movie just made my day.</p>
<p>The movie day off beat me sitting on my computer desktop the whole day.</p>
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		<title>You Need a Leader in your Business</title>
		<link>http://capbn.com/you-need-a-leader-in-your-business.html</link>
		<comments>http://capbn.com/you-need-a-leader-in-your-business.html#comments</comments>
		<pubDate>Mon, 23 Aug 2010 15:08:10 +0000</pubDate>
		<dc:creator>tony</dc:creator>
				<category><![CDATA[home online business]]></category>

		<guid isPermaLink="false">http://capbn.com/?p=558</guid>
		<description><![CDATA[Because it&#8217;s your business, it&#8217;s almost inevitable that you will be the leader. The skills you require to lead a growing business might be different from the skills you use now. You need to have a vision, not only to see how things fit together, but for the future of the business. You&#8217;ll need a [...]]]></description>
			<content:encoded><![CDATA[<p>Because it&#8217;s your business, it&#8217;s almost inevitable that you will be the leader. The skills you require to lead a growing business might be different from the skills you use now. You need to have a vision, not only to see how things fit together, but for the future of the business.<br />
You&#8217;ll need a vision of where your business will be one, five and ten years down the track.<br />
Be the entrepreneur! Have the vision, personality, and energy to drive your business. Someone has to be the leader and make the tough decisions. That someone is you!<br />
The leader&#8217;s role is to identify where the business needs to be positioned in the future. On the other hand, the manager&#8217;s role is to point the business in the right direction, and get the business there. Having said that, the buck stops with the leader.</p>
<p>Probably the best example I can give is that of my own business. I&#8217;ve identified how best to grow the business in order to meet the needs of our major stakeholders. I pass that direction on to the business manager. She basically rejigs, retools, and repositions the<br />
business to facilitate this.</p>
<p>Unless the leader and the business manager are the same person, the leader won&#8217;t get involved in the day to day operations of the business.<br />
My manager concentrates on having the business make a profit. My focus, as the leader, is about building value. These two goals need to be integrated so that the business direction keeps moving forward.<br />
An important consideration here is that I, as the major stakeholder in our company, know more about the business, the expectations of the stakeholders and the needs of clients and staff, and have more information available to me, than anyone else. With this information, I&#8217;m in the best position to make judgments and decisions.<br />
One such decision might be that we plan to open another office in the nearest capital city. I might develop a time frame of one year within which this needs to be achieved. This decision would be based on a range of information, such as a demographic analysis, statistics on business growth in the area, and countless other factors.<br />
I would then meet with my manager and discuss the goal with her. Then, she would start to implement it. She might begin by setting up an answering service in the city with a local number. A newspaper advertising campaign might be next. This might be followed by the employment of a person from that city who has well-established contacts. Then, once a consistent flow of business is established, she<br />
might rent a small office for the new team member. Before you know it we&#8217;ll have offices in every major city!<br />
The leader comes up with the vision. The manager implements it. Together, they create the business&#8217;s future.</p>
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		<title>Thinking before you Picket</title>
		<link>http://capbn.com/thinking-before-you-picket.html</link>
		<comments>http://capbn.com/thinking-before-you-picket.html#comments</comments>
		<pubDate>Mon, 23 Aug 2010 15:00:12 +0000</pubDate>
		<dc:creator>tony</dc:creator>
				<category><![CDATA[My rants]]></category>

		<guid isPermaLink="false">http://capbn.com/?p=555</guid>
		<description><![CDATA[Passing through New York from Europe this morning was not fun. Actually it was a hassle to be in New York. This time it wasn&#8217;t because of the traffic jam and for once I wished it was. It seems that we as Americans can&#8217;t lose an opportunity to make fools of  ourselves. There is this [...]]]></description>
			<content:encoded><![CDATA[<p>Passing through New York from Europe this morning was not fun. Actually it was a hassle to be in New York.</p>
<p>This time it wasn&#8217;t because of the traffic jam and for once I wished it was. It seems that we as Americans can&#8217;t lose an opportunity to make fools of  ourselves. There is this mosque thing going on in New York and its really bugging. Not that I care if a mosque is built or not. I come from an area where religious buildings dot every corner.</p>
<p>It&#8217;s this need to always go picket about each and every thing that is not important. I think there are more important issues that will affect my kids in the future. For example banks that charge shylock loans. I haven&#8217;t seen anyone picketing that. What about medicare? I haven&#8217;t seen anyone picketing the need to have an understanding of <a href="http://www.allsup.com/medicare-advisor.aspx">Medicare part D plan</a>.</p>
<p>But oh no, if Obama said something, we must go to the streets and make travelors like me spend hours in traffic. Please go home. There is new technology to make your voices heard. You have heard of polling, forums, chat rooms, calling your senator?</p>
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		<title>Foods that Aggrevate Osteoporosis</title>
		<link>http://capbn.com/foods-that-aggrevate-osteoporosis.html</link>
		<comments>http://capbn.com/foods-that-aggrevate-osteoporosis.html#comments</comments>
		<pubDate>Mon, 23 Aug 2010 13:06:42 +0000</pubDate>
		<dc:creator>tony</dc:creator>
				<category><![CDATA[Self Help]]></category>

		<guid isPermaLink="false">http://capbn.com/?p=551</guid>
		<description><![CDATA[Too much salt could help destroy your bones by robbing them of calcium,especially if you are elderly and at high risk of osteoporosis and bone fractures. Caffeine,which is especially found in coffee,fosters osteoporosis,by promoting excretion of calcium,robbing bones of the mineral.A high caffeine intake combined with a low-calcium intake is particularly risky. Low alcohol intake,can [...]]]></description>
			<content:encoded><![CDATA[<p>Too much salt could help destroy your bones by robbing them of calcium,especially if you are elderly and at high risk of osteoporosis and bone fractures.<br />
Caffeine,which is especially found in coffee,fosters osteoporosis,by promoting excretion of calcium,robbing bones of the mineral.A high caffeine intake combined with a low-calcium intake is particularly risky.<br />
Low alcohol intake,can actually raise estrogen levels in menopausal women,helping prevent osteoporosis.Larger doses of alcohol,however,can be very harmful to your bones as well as to the rest of your health.Excessive alcohol intake,fosters osteoporosis by directly attacking and destroying bone cells.<br />
<span style="text-decoration: underline;"><strong><br />
Diet prescription to prevent osteoporosis.</strong></span></p>
<p>The best prevention is to get adequate levels of critical nutrients that build and preserve bone density,such as calcium,boron,manganese and vitamin D,during your entire life.<br />
After menopause and the loss of estrogen,eating certain foods with estrogenic activity,such as soybeans and high boron foods,may help boost estrogen levels, helping protect against development of osteoporosis.<br />
If you are a young woman,eat sufficient fat or cholesterol to maintain normal body fat and estrogen levels to sustain normal menstrual periods.<br />
Go easy on foods and beverages that steal calcium.Keep coffee intake below 3 cups a day.Restrict sodium,which can flush calcium out of the body,weakening bones.<br />
If you drink alcohol,a drink a day may help bones;heavy drinking destroys them.</p>
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		<title>David Rudisha Breaks 800 meter Record</title>
		<link>http://capbn.com/david-rudisha-breaks-800-meter-record.html</link>
		<comments>http://capbn.com/david-rudisha-breaks-800-meter-record.html#comments</comments>
		<pubDate>Mon, 23 Aug 2010 13:05:00 +0000</pubDate>
		<dc:creator>tony</dc:creator>
				<category><![CDATA[Sports]]></category>

		<guid isPermaLink="false">http://capbn.com/?p=549</guid>
		<description><![CDATA[Another day another Kenyan breaks the world record. I have said on this blog many times that I have an affinity for the way Kenyans run. I always follow the events even when I am not able to travel to see them run. My son remarked that there would be no one he&#8217;d rather have [...]]]></description>
			<content:encoded><![CDATA[<p>Another day another Kenyan breaks the world record. I have said on this blog many times that I have an affinity for the way Kenyans run. I always follow the events even when I am not able to travel to see them run. My son remarked that there would be no one he&#8217;d rather have hold his hand in an emergency near <a href="http://www.exitsignwarehouse.com/">exit signs</a> .</p>
<p>I would agree with him. There are 3 world records that are considered the holy grail of running. Daniel Komen&#8217;s 3000 meter record, the 800 m record by Wilson Kipketer and the 10,000 m by Bekele. I have serious doubts whether anyone will ever beat Daniel Komen&#8217;s time in my lifetime.</p>
<p>However, David Rudisha at only 21 years of age broke the 800 m record on his first try. I was there in the stadium and I have to say, it was as exciting as any soccer match. Kudo&#8217;s to these Kenyans. We can learn a lot from them.</p>
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		<title>More Foods that Prevent Osteoporosis</title>
		<link>http://capbn.com/more-foods-that-prevent-osteoporosis.html</link>
		<comments>http://capbn.com/more-foods-that-prevent-osteoporosis.html#comments</comments>
		<pubDate>Sun, 22 Aug 2010 12:54:35 +0000</pubDate>
		<dc:creator>tony</dc:creator>
				<category><![CDATA[Self Help]]></category>

		<guid isPermaLink="false">http://capbn.com/?p=547</guid>
		<description><![CDATA[We discussed a bit about the foods that you can take that can prevent osteoporosis.  There is more The best known mineral to ward-off osteoporosis is calcium.It both builds strong bones and helps keep them from disintegrating in later years. Studies show that eating calcium when you are young equals stronger bones and fewer fractures [...]]]></description>
			<content:encoded><![CDATA[<p>We discussed a bit about the foods that you can take that can prevent osteoporosis.  There is more</p>
<p>The best known mineral to ward-off osteoporosis is calcium.It both builds strong bones and helps keep them from disintegrating in later years.</p>
<p>Studies show that eating calcium when you are young equals stronger bones and fewer fractures when older.Women should enter menopause with the strongest,heaviest bones possible.At that time,when estrogen shuts down,calcium begins to drain from bones at dramatic rates.The idea is to keep bones strong by eating enough calcium to slow the losses.<br />
However,calcium intake cannot overcome a genetic predisposition to osteoporosis.Calcium sources besides dairy foods,include kale and soybeans.</p>
<p><span style="text-decoration: underline;"><strong>Vitamin D strengthens bones.</strong></span><br />
Be sure to get vitamin D especially if you are an older woman.There is loss of ability to absorb vitamin D as one ages.Vitamin D helps prevent calcium loss.Without vitamin D bones grow weaker.Excellent source of vitamin D are fatty fish and low fat milk.</p>
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		<title>Importance of SAT Prep Courses</title>
		<link>http://capbn.com/importance-of-sat-prep-courses.html</link>
		<comments>http://capbn.com/importance-of-sat-prep-courses.html#comments</comments>
		<pubDate>Sat, 21 Aug 2010 13:31:36 +0000</pubDate>
		<dc:creator>tony</dc:creator>
				<category><![CDATA[Self Help]]></category>

		<guid isPermaLink="false">http://capbn.com/?p=543</guid>
		<description><![CDATA[Most of us parents realize the importance of SAT prep courses. This is considering the fact that we all want our kids to get a good education. The only problem is that we are no longer confident of the quality of education that is given in our schools. I mean, who can honestly ascertain that [...]]]></description>
			<content:encoded><![CDATA[<p>Most of us parents realize the importance of SAT prep courses. This is considering the fact that we all want our kids to get a good education. The only problem is that we are no longer confident of the quality of education that is given in our schools.</p>
<p>I mean, who can honestly ascertain that their teachers were the best teachers around. That is why it is important for a parent who want&#8217;s their kids to succeed to go for <a href="http://www.knewton.com/sat">sat prep courses</a> . At least to make sure that you have all the bases covered.</p>
<p>The SAT is generally taken by high school students who will  soon be applying to post-secondary colleges and universities, though the  test is open to anyone over the age of 12 desiring to attend college or  university in the US.</p>
<p>Other than being required for admission to US universities, the SAT is important for the following reasons:</p>
<ul>
<li>Many scholarships require a minimum SAT score</li>
<li>Many universities, especially state universities, will  offer academic scholarships for students with a certain GPA and a  minimum SAT score</li>
<li>The SAT is a great way to set yourself apart from the  college admissions crowd. Having a high SAT score will allow you to  separate out from the thousands of other people applying to college.</li>
</ul>
<p>So I would urge every parent to seriously consider taking sat prep courses.</p>
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		<title>Adding to Good Food</title>
		<link>http://capbn.com/adding-to-good-food.html</link>
		<comments>http://capbn.com/adding-to-good-food.html#comments</comments>
		<pubDate>Sat, 21 Aug 2010 12:41:38 +0000</pubDate>
		<dc:creator>tony</dc:creator>
				<category><![CDATA[Self Help]]></category>

		<guid isPermaLink="false">http://capbn.com/?p=541</guid>
		<description><![CDATA[It is known that getting your calcium(otherwise known as drinking your milk) helps build strong bones.And keeping strong bones can help save you from osteoporosis.Generally after menopause,women lose bone at a ferocious rate,causing their bones,particularly in the hip,to become brittle and and liable to break.Some elderly men,too,have osteoporosis. Although heredity is the number one determinant [...]]]></description>
			<content:encoded><![CDATA[<p>It is known that getting your calcium(otherwise known as drinking your milk) helps build strong bones.And keeping strong bones can help save you from osteoporosis.Generally after menopause,women lose bone at a ferocious rate,causing their bones,particularly in the hip,to become brittle and and liable to break.Some elderly men,too,have osteoporosis.</p>
<p>Although heredity is the number one determinant of whether you develop the bone disease,diet and other factors,like exercise,account for some of the risk.New research shows the importance of life long calcium intake in combating this disease.Also,new evidence suggests that there&#8217;s more to strong bones than intake of calcium.Scientists have discovered that other nutrients are also essential for guarding against bone loss.</p>
<p><span style="text-decoration: underline;"><strong>Boron</strong></span><br />
It&#8217;s a trace mineral which can have a powerful influence on your prospects for osteoporosis.It is mainly found in fruits and nuts and lack of it can hamper calcium metabolism,making your bones more brittle.New research shows that boron dramatically boosts blood levels of the hormone estrogen and other compounds that prevent calcium loss and bone demineralization.Boron seems to work by boosting steroid hormones in the blood.<br />
Boron is richest in fruits,particularly apples,pears,dates,grapes etc;in legumes notably soy beans;in nuts,including peanuts and hazel nuts, and also in honey.</p>
<p><span style="text-decoration: underline;"><strong>Manganese</strong></span><br />
To keep your bones strong,try drinking pineapple juice or eating foods high in the trace element manganese.Manganese,like boron,is implicated in bone metabolism.Pineapple juice is full of manganese,which is readily absorbed by the body.Other good sources of manganese are,nuts,cereals,beans,spinach and tea.</p>
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		<title>It&#8217;s the Economy Falling Again</title>
		<link>http://capbn.com/its-the-economy-falling-again.html</link>
		<comments>http://capbn.com/its-the-economy-falling-again.html#comments</comments>
		<pubDate>Thu, 19 Aug 2010 14:56:53 +0000</pubDate>
		<dc:creator>tony</dc:creator>
				<category><![CDATA[Home Products]]></category>

		<guid isPermaLink="false">http://capbn.com/?p=538</guid>
		<description><![CDATA[I am not much of an economics guy but every time someone tries to convince me that the economy is doing well, I get worried. If the economy was doing so well, I would not need the President having to say so on TV.  It would be self evident, wouldn&#8217;t it? It does not help [...]]]></description>
			<content:encoded><![CDATA[<p>I am not much of an economics guy but every time someone tries to convince me that the economy is doing well, I get worried.</p>
<p>If the economy was doing so well, I would not need the President having to say so on TV.  It would be self evident, wouldn&#8217;t it? It does not help to see those guys on CNBC yapping about the bad employment growth numbers. All I have to do is look at my niece still looking for a job at McDonalds to know that things are not as good as they seem.</p>
<p>Let&#8217;s be serious about this economy before we all end up buying <a href="http://www.bestpricetoys.com">wooden swing sets</a> for christmas.</p>
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		<title>Take your Business Opportunities</title>
		<link>http://capbn.com/take-your-business-opportunities.html</link>
		<comments>http://capbn.com/take-your-business-opportunities.html#comments</comments>
		<pubDate>Thu, 19 Aug 2010 14:47:42 +0000</pubDate>
		<dc:creator>tony</dc:creator>
				<category><![CDATA[business]]></category>

		<guid isPermaLink="false">http://capbn.com/?p=535</guid>
		<description><![CDATA[After years of working dead end jobs, most of us find ourselves for any business opportunity that can change our lives. Bills, mortgages and college fees seem to add financial burdens that most families are not able to cope with. It is not surprising that we look for any means to save our money. From [...]]]></description>
			<content:encoded><![CDATA[<p>After years of working dead end jobs, most of us find ourselves for any business opportunity that can change our lives. Bills, mortgages and college fees seem to add financial burdens that most families are not able to cope with. It is not surprising that we look for any means to save our money. From spending less money to discount shopping.</p>
<p>The good news is that you can be able to both make more money as well as save more when you find the perfect opportunity.</p>
<p>It is not easy to find that perfect business opportunity. If it is not the time required to start a new business, it is funding or worse, a con artist disappearing with your hard-earned money. You are not alone if you feel that business and especially online business is not for you.</p>
<p>This can however make you miss numerous business opportunities that can change your life forever. Countless “normal people” have found their wealth by keeping a positive attitude. It is possible to have a business opportunity that changes your life with very limited investment on your part.</p>
<p>You do not even need any previous experience. Your age does not matter and you only need to work two to ten hours a week. All you need is a positive attitude and a team to guide you through the initial stages of your business.</p>
<p>For those who wish to save money, why not try discount shopping groups? Even when we are short of money, we still have to shop. So why not shop in places that give you a discount. It is true when they say, a penny saved is a penny gained. The problem is that it is not easy to get the information you need to find shopping discounts that can change your life.</p>
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